Travel Insurance Disclosures

If you are considering the purchase of travel insurance, please read:

GENERAL DISCLOSURE

Many states in the United States authorize a travel retailer program for sale of travel insurance. In those states, PAC7 LLC, in California dba PAC7 Insurance Agency LLC, at 120 Newport Center Drive, Newport Beach, California, 92660 (herein “PAC7”), may be a licensed supervising entity with training and certification of and oversight on unlicensed authorized selling and referring travel retailers providing this travel insurance Program. In states that have not authorized a travel retailer program, travel retailers must individually possess the appropriate travel insurance sales license; if they do not, they may only refer interested parties to appropriately licensed parties.

  1. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker.
  2. (i) Purchasing travel insurance is not required in order to purchase any other product or service offered by the travel retailer. (ii) As an authorized travel retailer of PAC7, no employee of the travel retailer is qualified or authorized to: (a) provide technical explanations, representations or interpretations, or answer technical questions about, coverage provisions, benefits, exclusions, terminology and conditions of any of the insurance offered by travel retailer; (b) evaluate the adequacy of the prospective insured’s or travel/rental guest’s current existing insurance coverage; (c) otherwise advertise, hold out or present themselves in such a way as to be perceived as a fully licensed agent.

NOTICE TO ALABAMA, ARIZONA AND CALIFORNIA RESIDENTS

  1. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker.
  2. (i) Purchasing travel insurance is not required in order to purchase any other product or service offered by the travel retailer. (ii) If not individually licensed, the travel retailer’s employee is not qualified or authorized to: (a) answer technical questions about the benefits, exclusions, and conditions of any of the insurance offered by the travel retailer; (b) evaluate the adequacy of the prospective insured’s existing insurance coverage

NOTICE TO TEXAS RESIDENTS

  1. This plan provides insurance coverage that only applies during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this insurance coverage with your existing life, health, home, and automobile insurance policies. If you have any questions about your current coverage, call your insurer or insurance agent or broker.
  2. (i) Purchasing travel insurance is not required in order to purchase any other product or service offered by the travel retailer. (ii) If not individually licensed, the travel retailer’s employee is not qualified or authorized to: (a) answer technical questions about the benefits, exclusions, terms and conditions of any of the insurance offered by travel retailer; (b) evaluate the adequacy of the prospective insured’s existing insurance coverage.

UPDATE OF: 26 February 2016

PAC7 is a licensed insurance agency.  If you have any questions, please don’t hesitate to contact us.