Tropical Storm Otto: Coverage Alert

Please be advised that Tropical Storm Otto falls within our guidelines, policy terms and conditions as inclement weather and potentially a natural disaster. The NOAA National Hurricane Center issued the tropical storm advisory at 1800 UTC, 21 November 2016. Policies purchased prior to then may cover the event. As of then, it’s no longer considered unforeseen, so it will not be covered. For more information on the status of these storms, please refer to:

In addition, the earthquake which occurred near Fukushima, Japan, at 2100 GMT, 21 November 2016, also falls within these guidelines.

Please note:

  • Trip cancellation and trip interruption benefits are not payable if a natural hazard (such as a brushfire, tropical storm, or hurricane) is named on or becomes foreseen before the effective date and time of the policy.
  • This guideline applies only to new policies that are effective on or after the event, and covering travel during such time. It does not apply to new policies that cover travel after the event has passed.

Terms and conditions may vary by program; please refer to the actual policy. All claims should be examined on their own circumstances and merits.